An occasional glimpse into the workings of the Scottish Parliament and the Scottish Executive (or comments on anything else that takes my fancy).
This week-end's FT has a good quote from RBS's Annual Report for the year to 31 December 2007, published in early 2008. "We have witnessed the benefits of the group's long-standing focus on credit quality". With bankers like this I have no doubt that you are right and that the grocer will do much better
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